Unlock the Hidden Secrets of True Abundance

This book can change your life by changing how you think and feel about money. Offering simple, powerful techniques for attracting material and spiritual success, Money Magnetism is a practical, easy-to-understand guide that will help you quickly realize results. With its fresh, new insights Money Magnetism goes far beyond the scope of other “money” books.

According to Swami Kriyananda, anyone can attract wealth—”there need be no limits to the flow of your abundance.”
Through numerous stories and examples from his own life and others’, Kriyananda vividly—sometimes humorously—shows you how and why the principles
of money magnetism work, and how you can immediately start applying them in your own life.

Learn how to:

  • Find true wealth
  • Magnetize opportunities
  • Be “solution oriented”
  • Focus your inner power
  • Avoid “poverty consciousness”
  • Set expansive yet attainable goals
  • Attract everything that you really want
  • Use money to promote spiritual growth

Swami Kriyananda

Swami Kriyananda (J. Donald Walters, 1926–2013) was a direct disciple of the great spiritual master Paramhansa Yogananda (author of the classic Autobiography of a Yogi), a bestselling author, and an internationally known lecturer and composer. Widely recognized as one of the world's foremost authorities on meditation and yoga, he taught these principles and techniques to hundreds of thousands of students around the world.

In 1968 Kriyananda founded Ananda Village in Nevada City, California, dedicated to spreading the spirit of friendship, service, and community around the globe. Ananda is recognized as one of the most successful intentional communities in the world, and more than 1,000 people reside in Ananda communities in the US, India, and Italy. The European retreat and community located in Assisi, Italy, also serves Ananda meditation groups in Europe and Russia.

Ananda Village is home to The Expanding Light, a world-renowned guest retreat facility where thousands visit annually for renewal or instruction in many aspects of meditation, yoga, and the spiritual life. The nearby Ananda Meditation Retreat, located on Ananda's first property, functions both as a retreat and as the site for Ananda's Institute of Alternative Living.

An advocate of simple living and high thinking, Swami Kriyananda's more than 140 books cover a wide range of subjects emphasizing the need to live wisely by one's own experience of life, and not by abstract theories or dogmas.

A composer since 1964, Kriyananda wrote over 400 musical works. His music is inspiring, soothing, and uplifting. Many of his later albums are instrumental works with brief affirmations or visualizations. Chuck Dilberto of Awareness Magazine wrote, “[His] words and music are full of his life and light. His sole intention is to heal, something we could all use during these chaotic times.”

Through Crystal Clarity Publishers, his works have sold over 3 million copies worldwide and have been translated into more than 25 languages.

To learn more, visit the Swami Kriyananda website.

Chapter 1: What is True Wealth?

Chapter 2: Seek Security Within Yourself First

Chapter 3: Don’t Limit Your Demands

Chapter 4: You are Part of a Greater Reality

Chapter 5: You are Part of an Intelligent Reality

Chapter 6: How Much Wealth is Available?

Chapter 7: To Live Wisely, Give

Chapter 8: The Value of Tithing

Chapter 9: How Earning Money Can Promote Spiritual Growth

Chapter 10: The Need for Concentration

Chapter 11: How to Develop Concentration

Chapter 12: That Tricky Subconscious

Chapter 13: The Power of Affirmation

Chapter 14: “Be Practical in Your Idealism”

Chapter One: What is True Wealth?

Money, we’ve all heard, is the root of all evil. This piece of folk wisdom is due, no doubt, to the fact that so many people mistakenly imagine that money is the source of all good! For when we expect too much of anything, we eventually find, as with idol worship, that the object of our dependence is not competent to answer our prayers, nor capable of fulfilling our expectations of it.

Perhaps, then, that ancient saying should be amended to read, “The love of money is the root of all evil.”

After all, money is not evil in itself, any more than dynamite is evil. Dynamite can be used constructively to build roads, or destructively to demolish buildings. Money, similarly, can be used to do wonderful things. It is human greed that so often directs money toward evil ends.

Money represents, quite simply, a flow of energy. Harm results when money is loved and hoarded for its own sake. For in hoarding it, we block the energy-flow.

A child once accompanied his parents on an outing to the mountains. With them, he drank cool water from a mountain stream. Loving its fresh taste, he filled a bottle from the stream and took it home with him. There, he would sip only a little water each day, wanting to make it last as long as possible.

What was his disappointment a few weeks later, then, to find that the water left in the bottle had become stagnant.

Money, similarly, grows stagnant when we “bottle it up”—that is to say, hoard it. To attract a steady money-flow in our lives, we must learn to view money not as a thing merely, but as an expression of energy–ultimately, as an expression of our energy.

The three concepts that are suggested by the title of this book are interrelated, then–in fact, interdependent.

Developing money magnetism depends to a great extent on understanding how to use money properly.

Using money properly depends on realizing that, in acquiring money, we don’t merely manipulate material forces in our favor. Still less is the acquisition of money a matter of luck. Rather, we attract money to us. The other side of that coin is that the failure to acquire money is essentially an act of repulsion on our part—unconscious, to be sure. We may push it from us even while we imagine that we are doing our best to acquire it.

Both of these concepts—learning how to attract money, and how to put it to the proper use—depend, finally, on understanding what truly constitutes our needs, that is, our own, and others’, highest good. For it is a law of life that when we waste any resource, we encounter a time finally when we can no longer replenish it. Think of the vast numbers of forests that have been cut without thought for replanting; of farmland that has been exhausted because its soil was never replenished.

Think of the many stories of movie stars who, instead of using their money discriminately, squandered it until, at last, they were left penniless.

What is wealth? Most people equate it with investments, with savings, with income, with real property. Yet we’ve all known people who got by quite happily on very little money. I’ve known others, by contrast, who seemed barely able to scrape by, even though they may have earned several times as much as the first group.

The strange thing is that those who get by on very little often manage to obtain more of this world’s goods, to go on more vacations, and to do a great deal in other ways that others with more money never seemed able to do.

Who among these, then, was the more truly wealthy? It isn’t merely a matter of how much you have, but rather of how well you know how to use what you have. You know the song from Gershwin’s Porgy and Bess, “I got plenty o’ nuthin, an’ nuthin’s plenty fo’ me”? In the last analysis, one is as wealthy or as poor as he thinks himself to be. Wealth cannot be equated with some fixed quantity. If one is wealthy in his mind, or in his spirit, he may require very few material possessions to be perfectly satisfied with life. If, on the other hand, one considers himself wealthy only for his material riches, he may be convinced he is poor even if he has fifty million dollars, perhaps only because some former classmate of his has ninety million.

I remember a time, in 1963, when an absence of income, combined with a determination to devote myself to writing a book (I eventually published it under the title, Out of the Labyrinth), led to my having to live for three months on only ten dollars a month. Today, instead of recalling that period of my life as a time of great privation and hardship, I recall it happily as a time of satisfying challenge and adventure.

During those three months, I learned all sorts of tricks for living inexpensively. I sprouted alfalfa seeds. I made Indian chappatis instead of buying bread. I trained my palate to enjoy powdered milk, which is much cheaper than regular milk, and to be content with a single taste of dessert rather than filling myself on a bowlful of it. I took advantage of special sales at the local grocery stores. And I concentrated on preparing cheap, but high-energy, foods like split pea soup, which lasted me several days. No doubt one could say that I was poor then. Yet I didn’t feel particularly poor. I won’t go so far as to say that I felt rich, but the important thing is that, because I didn’t dwell sadly on all the things I lacked, I really wasn’t poor. I’ll go farther: In every way that really mattered, I was rich.

There’s the charming story of an American Indian who happily farmed a meager quarter-acre plot. A wealthy neighbor of his befriended him. One day this friend offered him five acres, to give him more land to farm. “Thank you for the gesture,” the Indian replied. “But if I had more land to work, when would I find the time for singing?”

On the opposite side of this coin, I’ve known people with a great deal of money who could never convince themselves that they were even well off. And I recall a certain friend of mine in India, a scientist and a professor at a respected university. He owned his own home. His family and he ate well, dressed well, and lived reasonably well. Yet he considered himself wretched. His complaint was that he couldn’t afford some of the expensive gadgetry he’d seen and enjoyed in the West–things like state-of-the-art television. I recall him weeping to me one evening, “I’m poor! I’m poor!”

Wealth is the consciousness of abundance. And Poverty is the consciousness of lack. Wealth and poverty are both states of mind. You are as rich, or as poor, as you believe yourself to be.

I don’t want my readers to think that I’ve lured them into reading a treatise on how to attract money only to substitute for it (having once got their money safely in my pocket!) a philosophy of self-deprivation. Money is important in this world. A person who writes books needs money to support himself while he writes. A photographer needs expensive lenses to take the best pictures. There is no field of activity in which money does not figure in some way. Nor do I suppose that I myself could have lived for very long on only ten dollars a month.

Essential to my theme, however, is the importance of the right mental attitude, not only for defining the parameters of happiness intelligently, but also for attracting wealth in the first place.

The purpose of this book is to help you to attract money in such a way as not to make it a burden on your peace of mind, but a doorway, rather, to genuine opportunity. It is to help you to learn how to use money wisely, in such a way as to acquire the greatest possible benefits for yourself and for others.

In the same practical line as The Art of Supportive Leadership, and with the same “ulterior motive” of helping to generate funding for other, more serious efforts, I wrote Money Magnetism. This book shows how the approach to money-making can be magnetized, so that people are not doomed to plod slowly along in the wake of what others have done. This book received high praise from the managing director of the Wall Street Journal for South America.

“[C]learly conveys enduring truths that go far beyond the satisfaction of material needs. These techniques will change your life materially and spiritually.”

Cliff Kushler, AOL, Inc.

“Deceptive in its simplicity and brevity, this little book has the power to effect great changes in the lives of
its readers. With an entirely unpretentious and sincere style that shines through every word, Kriyananda relays what wisdom he has gleaned
from his own personal experience.”


Money Magnetism is well written, concise and one of those books you will find yourself returning to many
times. Unlike most self-help authors, Kriyananda does not lecture—he suggests ways on how to use his ideas successfully. He presents a
clear plan on how to find true wealth and attract everything you need when you need it. Use Money Magnetism whenever you experience
a few bumps in your life.”

Inscriptions Magazine

Money Magnetism is a very fine book. I thoroughly agree with it.”

Richard Russell, Dow Theory Letters

Money Magnetism will help you take charge of your life. True abundance—of both the material and spiritual kind—can
be found through the wisdom of this small but powerful book.”

John Ernst, Richland Financial Services

“I read Money Magnetism as part of a business course I took about five years ago and I thought
honestly, ‘What a horrible title for a book! Who cares this much about money!’ But when I read it, I was amazed and my life
was changed forever for the better.”

Alli Dahlhaus